Why Generic AI Fails in Banking (And What Actually Works) | Dalibor Hlava (🚩 CZ titulky)

Is generic AI like ChatGPT or Microsoft Copilot enough for the highly regulated banking sector? In this episode of Spotlight, host Martin Zika sits down with Dalibor Hlava, Chief AI Officer at Galytix, to uncover why generic AI agents stall in credit production and financial workflows. Despite heavy investments, fewer than 10% of enterprises have managed to scale AI to deliver tangible value. 👉 VIDEO MÁ ČESKÉ TITULKY (zapínají se vpravo dole ikonou vlevo od ikony ⚙) Dalibor explains: ✅ the hidden architectural gap, ✅ the critical compounding failure of generic AI over complex multi-step workflows, ✅ why „putting a human in the loop" is not a magic fix for scalability. Discover how problem structuring, specialized AI agents, and a network of custom digital officers are transforming banking AI from simple automation to high-ROI, auditable, and reliable systems. Learn how banks can navigate the risk-return frontier of AI and whether your institution should build, buy, or partner to deploy specialized AI effectively. 🎙️ Guest: Dalibor Hlava, Chief AI Officer, Galytix 🎤 Host: Martin Zika, BusinessInfo.cz #BankingAI #GenerativeAI #ArtificialIntelligence #FinTech #BusinessInfoCZ #SpecializedAI #AIROI 🎞️ INTERACTIVE VIDEO CONTENT 00:00 Show chapters (click) 04:30 ► Generic vs. Specialized AI: What's the Difference 05:53 ► How Small AI Failures Compound in Multi-step Workflows 09:37 ► Why „Human in the Loop" Doesn't Solve AI Scaling 12:00 ► What is Problem Structuring in AI Architecture 18:28 ► Navigating the Risk-Return Frontier of Banking AI 21:20 ► Build, Buy, or Partner? Devising a Bank's AI Strategy 24:37 ► The Future of Banking: A Network of Specialized Digital Officers 🎧 PODCAST VERSION OF THE INTERVIEW » Spotify: https://open.spotify.com/episode/4qz2awvm3qzt9TFX0Us6cF » Apple Podcast: 📌 Follow our episodes of the podcast on innovation, entrepreneurship, and education: https://www.youtube.com/watch?v=TjsGuLODAIs&list=PLEQ1oeaWQj8dGQH5GNJ8iDqRS2e1uqC18&pp=gAQB 🌐 Discover Innovation Week: https://www.innovationweek.ai Give it a 👍 if you enjoyed the interview and subscribe so you don't miss any new episodes. 🎯GALYTIX https://www.galytix.com/